RSSMixhttp://www.rssmix.com/This feed was created by mixing existing feeds from various sources.en-gb http://straighttalkaboutmortgages.com/2010/03/19/and-four-more-makes-7-working-on-a-friday-night/Fri, 19 Mar 2010 20:25:57 -0400More from Calculated Risk..From the FDIC: Community & Southern Bank, Carrollton, Georgia, Assumes All of the Deposits of Appalachian Community Bank, Ellijay, Georgia…As of December 31, 2009, Appalachian Community Bank had approximately $1.01 billion in total assets and $917.6 million in total deposits. … The FDIC estimates that the cost to the Deposit [...]c3462bc573aaf36a54791a455601de17 http://straighttalkaboutmortgages.com/2010/03/19/2-more-bank-closings-and-1-that-no-one-wanted/Fri, 19 Mar 2010 20:22:24 -0400From Calculated RiskFrom the FDIC: Bank of Upson, Thomaston, Georgia, Assumes All of the Deposits of Century Security Bank, Duluth, Georgia Century Security Bank, Duluth, Georgia, was closed today by the Georgia Department of Banking and Finance, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. … As of December 31, 2009, [...]0ef259555be1780100272ec6ef4deaa7 http://straighttalkaboutmortgages.com/2010/03/19/american-national-bank/Fri, 19 Mar 2010 17:05:23 -0400And its not even 5:00From Calculated Risk:From the FDIC: The National Bank and Trust Company, Wilmington, Ohio, Assumes All of the Deposits of American National Bank, Parma, OhioAmerican National Bank, Parma, Ohio, was closed today by the Office of the Comptroller of the Currency, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. … [...]553af14a390f951e5456e634e099ff42 http://feedproxy.google.com/~r/BawldguyTalking/~3/fMwLX1W96UU/Fri, 19 Mar 2010 13:37:30 -0400One of the most crucial skill sets a real estate investor must have, is the ability to recognize and adapt to major shifts in longstanding market behaviors. What in the name of Aunt Fannie is he talkin’ about?! Here’s an example. Though thousands of trees have given their lives so a myriad books could be [...]39a3139ebb390f2b6c203155fd375537 http://straighttalkaboutmortgages.com/2010/03/19/housing-prices-bad-less-quickly/Fri, 19 Mar 2010 09:25:56 -0400Heres an article in Housing Wire that compares housing prices in January of 2009 to January 2010 and also December 2009 to January 2010.  A couple of thoughts about this article:The numbers are not an improvement.  House prices didnt go up, but they are getting bad less quickly.   If the trend continues, eventually well see [...]fa3984c7df4aaa1944d01ee27ace1bee http://straighttalkaboutmortgages.com/2010/03/18/why-i-dont-like-bi-weekly-mortgages/Thu, 18 Mar 2010 20:30:00 -0400Since its only Thursday and Ive had four people ask me about whether they should take advantage of a bi-weekly mortgage plan and I surprised all four of them with my answer, I thought Id share with you why I dont like bi-weekly mortgages.First, let me explain the concept of a bi-weekly mortgage and how [...]fd2d0b70506cfe0ba36bace5fc60de5e http://straighttalkaboutmortgages.com/2010/03/18/its-different-this-time/Thu, 18 Mar 2010 16:56:00 -0400Don Peck from the Atlantic Magazine has a rather sobering analysis of the current economic conditions and how its different this time than it has been the last few.Weve been saying on here that there is a seismic shift going on in consumer thinking and spending.  What he has to say reaffirms that view.Well worth [...]9c18cad09cf4cb4eada4480664f71442 http://straighttalkaboutmortgages.com/2010/03/18/real-estate-owned-by-the-three-f/Thu, 18 Mar 2010 13:11:00 -0400This chart is courtesy of Calculated Risk.A few thoughts of mine below the chart Okay, a couple of thoughts:One can argue all you want about statistical noise, about how the housing crisis is getting better, but when you look at a chart like this, it clearly shows that the three Fs (Fannie, Freddie and FHA) [...]8fd3df354ba3dda1e32fd98a7d956ed3 http://straighttalkaboutmortgages.com/2010/03/18/financial-reform-hello/Thu, 18 Mar 2010 08:05:20 -0400Ive really come to appreciate Jon Stewarts irreverent take on the issues in the financial worldThe Daily Show With Jon StewartMon – Thurs 11p / 10cIn Dodd We Trustwww.thedailyshow.comDaily Show Full EpisodesPolitical HumorHealth Care ReformAre you sick [...]9984de5e5c79c308d9e1017ae9f36c54 http://feedproxy.google.com/~r/BawldguyTalking/~3/tLKzVFVkMKo/Wed, 17 Mar 2010 19:13:22 -0400My team is currently breakin’ a sweat settin’ up various groups for those who own or will own self-directed IRAs, Roths, or 401 Solos. These groups will acquire different kinds of real estate investment property dependent upon they’re agendas. Today we’ll talk about those trying to play catch-up from the 40% loss their 401k absorbed [...]98710c2df80e14db290c5c4b2df8f468 http://straighttalkaboutmortgages.com/2010/03/16/the-fed-translated-6/Tue, 16 Mar 2010 19:57:42 -0400What the Fed Said Last TimeWhat the Fed Said This TimeWhat Difference does it make..Information received since the Federal Open Market Committee met in December suggests that economic activity has continued to strengthen and that the deterioration in the labor market is abating. Information received since the Federal Open Market Committee met in January suggests [...]a67fd79f0f68d67f0043ae314ecb4f66 http://straighttalkaboutmortgages.com/2010/03/16/the-latest-problem-with-employment-verifications/Tue, 16 Mar 2010 15:21:00 -0400Are you sick and tired of the lack of straight talk in the mortgage world?We are. That's why we write here - even though we have to do it under a pen name - because our lending institutions don't like it......If you want to work with someone who will tell it to you straight, [...]3934ab5ed2c51791348da093791c3444 http://feedproxy.google.com/~r/BawldguyTalking/~3/U4XJCxgZR1c/Tue, 16 Mar 2010 11:16:02 -0400Written By Tom AndersonLast week I discussed who might consider converting their traditional IRA to a Roth IRA, and thereby take advantage of the unique opportunity that is available this year only, to defer the tax impact of the conversion until 2011 and 2012 tax years. This week, Im going to outline some strategies [...]153f54b6bb7e6e6938b7a27bb7dc3217 http://feedproxy.google.com/~r/BawldguyTalking/~3/O4l0-UMGjsU/Mon, 15 Mar 2010 12:37:31 -0400Written By — David ShaferYou are 32 years old, a man in good health, and newly married. You have a good job, make good, not great, money, and want to start out in life on solid financial footing. You are responsible financially and, along with your wife, have saved 6 months worth of [...]54c1cb85fe8025dfde2cd59e5e381261 http://feedproxy.google.com/~r/BawldguyTalking/~3/OVCz63PG1_Q/Sun, 14 Mar 2010 14:15:09 -0400A weekend bio-post about growin’ up in 1950’s & 60’s SoCal.It’s amazing how many things we learn, but mostly get better at by virtue of simply doing something over and over and over…repetition. I started the trombone in sixth grade, and stayed with it through my freshman year at Norwalk Hi. My junior hi music [...]7647dff230c93bc24f69289401e00ce8 http://feedproxy.google.com/~r/BawldguyTalking/~3/e3A441WVwjg/Thu, 11 Mar 2010 22:02:29 -0500I’m asked several times weekly now about what happens after your self-directed plan has acquired real estate investment property(s). Specifically they wanna know about control — as in who’s sittin’ in the Captain’s Chair. Fair question. From where I sit it’s all about your comfort zone. What most folks don’t realize is that regardless of [...]03ee6af00b1a8b55373fdfe0a3902b3b http://feedproxy.google.com/~r/BawldguyTalking/~3/9d8i6B8jOvo/Wed, 10 Mar 2010 12:11:13 -0500Written By — David ShaferSorry about the late post, but my computer died and well.you know the game I am playing. Thankfully, I prepared for this by backing up my computer. Proper computer safety requires a back up system, right? Well, at least now we will become a total APPLE family with [...]e146e479bf2fb47992f918893c175263 http://feedproxy.google.com/~r/BawldguyTalking/~3/wffvlZTao7Y/Tue, 09 Mar 2010 22:12:00 -0500Ran outa time today, and everyone, including me has been having ‘puter problems. Mine began with, of all things, hinges on the laptop. Seems they’re similar to us, you know, backbone connected to the neck bone and all that. Dave Shafer’s havin’ his ‘puter problems too, but he’s takin’ care of it and should be [...]49ced85e210ee6d762982b3bd31903bc http://feedproxy.google.com/~r/BawldguyTalking/~3/4lupKmuYvFA/Mon, 08 Mar 2010 21:55:52 -0500BawldGuy Axiom: Expectations are sometimes akin to potential — a blessing and a curse — both dressed up like the prom queen. How many times have we seen college sports superstars with a world of potential fall flat on their faces in the pros, dashing the expectations thrust upon them? In baseball it’s even worse [...]41361a31d03ffdef55fb9581d061fb70 http://rtrothtips.blogspot.com/2010/03/frequent-touch-how-often-is-that.html4941745ba24e2cc978c86e18518426a5 http://feedproxy.google.com/~r/BawldguyTalking/~3/Etx9M7fZZcw/Fri, 05 Mar 2010 22:27:49 -0500The summer of 1961 had me ripped from the nurturing womb of the SoCal beach community and rudely transplanted into East Blast Furnace L.A. — more commonly known as Norwalk. And for the record, I wasn’t consulted. I hereby cast my ‘No’ vote — better late than never. ‘Course, after the first couple weeks at [...]4715ac952f516931decdb30b62f97a2f http://rtrothtips.blogspot.com/2009/12/using-listing-to-get-listing.html46730f3b1eb65d910e135320494f490d http://rtrothtips.blogspot.com/2009/04/3-reasons-for-optimism.htmlb0fd95c979e73be81314ed820ec9e3ef http://rtrothtips.blogspot.com/2009/04/two-little-words.html877d419810547c1597bbb95e4ed705d3 http://rtrothtips.blogspot.com/2009/05/your-website-represents-you.html92d9752140214e178f926cfdb3d2d65b http://rtrothtips.blogspot.com/2009/05/dont-neglect-your-professional.html5c1692524935638798a90eaeeb8dd9e6 http://rtrothtips.blogspot.com/2009/07/provide-monthly-updates-with-real.html5be0c948bde4a1ba29188cdb05d087c7 http://rtrothtips.blogspot.com/2009/04/accentuate-positive.html2a8eea428fc1fdc8de90e6e7a334b97e http://rtrothtips.blogspot.com/2009/04/clients-home-can-sell-your-services.htmlb7cea9756be8c78ffe3ba4293f347b3c http://rtrothtips.blogspot.com/2009/06/previous-jobs-can-help-you-get-business.htmla44319525d929f478735f29707fbb5c8 http://rtrothtips.blogspot.com/2009/04/what-do-people-see-in-you.html79610e4c715ea1f05102b54f067b43f4 http://rtrothtips.blogspot.com/2009/04/remembering-your-clients-customers-on.htmle3894196d2756a68a272dd18ce534c81