Expats lose pension freeze case More than half a million UK pensioners living overseas will continue to have their pensions frozen after a court decision. Banks may offer overdraft opt-out Banks may make it easier for customers to opt out of using unauthorised overdrafts and paying fees. Security fear over end of cheques The abolition of cheques will push elderly people back into hoarding cash at home, campaigners tell MPs. Nest charges set at 0.3% of funds Members of the forthcoming new state pension scheme - the National Employment Savings Trust - will be charged 0.3% of their funds each year. First-time buyers face price rise First-time buyers faced UK house prices that were 8.9% higher in January than a year earlier, government figures show. BA unions agree to pension cuts Trade unions at British Airways agree a plan to help cut the massive deficit in its two final-salary pension schemes. Campaigners spurn Equitable plan Savers in the Equitable Life insurance company denounce the limited compensation process set up by the government. New credit card protection agreed Credit card holders will be offered more protection from spiralling debts, but changes are watered down from original plans. New gloss put on inflation basket Lip gloss and hair straighteners replace lipstick and hair dryers in the typical basket of goods used to calculate inflation. Second scam sucker list is seized A second master list containing the names of 1,000 people targeted by fraudsters selling worthless shares is seized.